Protect the people and responsibilities behind your business.

“I have business insurance already.”

Property or liability coverage may not address the death of an owner or key employee. We can discuss life insurance needs and coordinate questions about ownership transition with your attorney and tax professional.

What you gain from our conversation

Identify which responsibilities depend on an owner or key employee and discuss life-insurance funding needs, with legal and tax questions coordinated with the appropriate professionals. You do not need to arrive knowing which policy to choose.

Questions to think about

• If I couldn’t work for 60–90 days, could my business continue paying its bills?
• If my business partner passed away, could I fund the purchase of their ownership interest?
• What would losing a key employee cost in replacement time and lost business?
• Would my family inherit a functioning business or obligations they weren’t prepared for?

Different disruptions need different protection.

The 60–90-day question starts a business-continuity discussion. Life insurance is not general coverage for an owner’s temporary inability to work. A living-benefit rider requires a qualifying condition under its terms; other risks may require protection through an appropriately licensed professional.

What happens after you reach out?

The client consultation form collects your interest and contact details. Marquita follows up to arrange your conversation. It does not confirm an appointment time or purchase coverage.

Try the DIME coverage estimate ↗