@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Playfair+Display:wght@400;500;600&display=swap');
:root{--navy:#161d32;--gold:#c8aa7d;--cream:#f7f4ed;--ink:#232b3b;--muted:#606776;--line:#ded9ce}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font:16px/1.75 'DM Sans',Arial,sans-serif}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #927145;outline-offset:5px}h1,h2,h3{font-family:'Playfair Display',Georgia,serif;font-weight:400;line-height:1.12;letter-spacing:-.025em}h1{font-size:clamp(44px,5.6vw,76px);margin:20px 0 25px}h2{font-size:clamp(34px,4vw,49px);margin:0 0 24px}h3{font-size:26px;margin:0 0 17px}p{margin:0 0 20px}.wrap{max-width:1260px;padding:0 48px;margin:auto}.eyebrow{text-transform:uppercase;font-size:11px;font-weight:700;letter-spacing:.21em;color:#8c6940}.topline{background:var(--navy);color:#e4ded3;text-align:center;font-size:11px;letter-spacing:.12em;padding:8px 20px}.header{background:var(--cream);border-bottom:1px solid var(--line);position:relative;z-index:5}.header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:100px}.brand{display:flex;align-items:center;gap:13px;min-width:232px}.brandmark{width:49px;height:61px;object-fit:cover;object-position:center}.brandname{font-family:Georgia,serif;font-size:23px;letter-spacing:.035em;line-height:1.2}.brandname small{display:block;font:8px/1.5 'DM Sans',Arial;letter-spacing:.18em;text-transform:uppercase;margin-top:6px}.nav{display:flex;gap:23px;align-items:center;font-size:12px;font-weight:600}.nav a:hover,.nav a[aria-current=page]{color:#946d3e}.nav .navcta{background:var(--navy);color:white;padding:13px 18px}.menu{display:none;border:1px solid var(--line);background:transparent;padding:8px 14px}.hero{display:grid;grid-template-columns:1.06fr 1fr;min-height:660px}.hero-copy{padding:76px 52px 54px 0;align-self:center}.hero-copy p{max-width:530px;font-size:17px;color:var(--muted)}.hero h1 em{font-style:italic;color:#9b7849}.hero-photo{position:relative;overflow:hidden;margin:30px 0 30px 28px;min-height:595px;background:#c6bbaa}.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:center 30%;position:absolute}.photo-label{position:absolute;bottom:22px;left:22px;right:22px;background:rgba(22,29,50,.94);color:white;padding:19px 24px;display:flex;justify-content:space-between;align-items:center;font-size:13px}.photo-label small{display:block;font-size:10px;letter-spacing:.1em;color:var(--gold)}.photo-label span:last-child{font:italic 18px Georgia;color:var(--gold)}.buttons{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0}.btn{display:inline-flex;align-items:center;justify-content:center;gap:18px;padding:15px 22px;background:var(--navy);border:1px solid var(--navy);color:white;font-size:12px;font-weight:600;letter-spacing:.025em;cursor:pointer;line-height:1.5}.btn:hover{background:#303b55}.btn.outline{background:transparent;color:var(--navy)}.btn.gold{background:var(--gold);color:var(--navy);border-color:var(--gold)}.btn.light{background:transparent;color:white;border-color:#687083}.quiet{font-size:11px!important;letter-spacing:.06em}.hero-foot{display:flex;gap:20px;border-top:1px solid var(--line);padding-top:20px;font-size:11px;letter-spacing:.04em}.trustbar{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:23px 0}.trustbar .wrap{display:flex;justify-content:space-between;gap:16px;font-size:11px;letter-spacing:.12em;text-transform:uppercase}.section{padding:88px 0}.section-head{display:flex;justify-content:space-between;gap:40px;align-items:end;margin-bottom:38px}.section-head h2{max-width:600px;margin:15px 0 0}.section-head p{max-width:370px;font-size:14px;color:var(--muted);margin:0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);padding:30px;background:#fbf9f4;display:flex;flex-direction:column;align-items:flex-start}.card p{font-size:14px;color:var(--muted)}.card .number{font-size:11px;letter-spacing:.15em;color:#927145;margin-bottom:29px}.card a.more{margin-top:auto;font-size:12px;font-weight:700;border-bottom:1px solid var(--gold);padding-bottom:4px}.card:hover{border-color:#bda581}.dark{background:var(--navy);color:white}.dark .eyebrow{color:var(--gold)}.dark p{color:#d0d2da}.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.split h2{margin-top:18px}.agency-art{padding:32px;border:1px solid #454958;background:#12182a}.agency-art img{width:100%;display:block}.agency-caption{padding:25px 10px 0;border-top:1px solid #454958;text-align:center;font-size:11px;letter-spacing:.1em}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:30px}.step{border-top:1px solid #6a6170;padding-top:20px;font-size:12px}.step b{display:block;color:var(--gold);font-weight:500;margin-bottom:9px}.tint{background:#eeeadf}.workshop-list{margin-top:30px}.workshop-list a{display:flex;justify-content:space-between;padding:19px 0;border-bottom:1px solid #c8c0b0;font-size:15px}.workshop-note{border:1px solid #cfc4b1;padding:42px}.workshop-note h3{font-size:36px}.workshop-note .large{font-family:Georgia,serif;font-size:80px;color:#927145;line-height:1.2}.quote{border-top:1px solid var(--gold);padding-top:26px}.quote blockquote{font:22px/1.55 Georgia,serif;margin:0 0 24px}.quote cite{font-style:normal;font-size:12px}.quote cite small{display:block;color:var(--muted);font-size:11px}.quote-grid{display:grid;grid-template-columns:1fr 1fr;gap:65px}.cta-band{text-align:center;border-top:1px solid var(--line);padding:65px 30px}.cta-band p{max-width:610px;margin:0 auto}.cta-band .buttons{justify-content:center}.footer{background:#101728;color:#d2d4db;padding:57px 0 22px;font-size:12px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.3fr;gap:40px}.footer h3{font-size:25px;color:white}.footer h4{font-size:10px;letter-spacing:.13em;text-transform:uppercase;color:var(--gold);margin:0 0 20px}.footer a{display:block;margin-bottom:8px}.footer a:hover{text-decoration:underline}.footer p{font-size:11px;color:#aeb4c0}.footer-bottom{border-top:1px solid #343c4e;margin-top:40px;padding-top:22px;display:flex;justify-content:space-between;gap:20px;font-size:10px}.page-hero{padding:75px 0 65px;border-bottom:1px solid var(--line)}.page-hero h1{max-width:950px;font-size:clamp(40px,5vw,65px)}.page-hero p{max-width:720px;font-size:17px;color:var(--muted)}.breadcrumbs{font-size:11px;letter-spacing:.05em;margin-bottom:23px}.body-copy{max-width:800px}.body-copy h2{font-size:34px;margin-top:42px}.body-copy ul{padding-left:22px}.body-copy li{padding:5px 0}.detail-layout{display:grid;grid-template-columns:1.6fr 1fr;gap:70px;align-items:start}.aside{padding:32px;border:1px solid var(--line);position:sticky;top:30px;background:#f0ebe1}.aside p{font-size:14px}.facts{margin:25px 0;border-top:1px solid var(--line)}.fact{padding:15px 0;border-bottom:1px solid var(--line);font-size:13px}.fact b{display:block}.faq{max-width:900px;margin-top:35px}details{border-bottom:1px solid var(--line);padding:20px 0}summary{font-weight:600;cursor:pointer;font-size:15px}details p{padding-top:15px;color:var(--muted);font-size:14px}.pill-list{display:flex;flex-wrap:wrap;gap:9px;margin-top:28px}.pill{padding:9px 15px;border:1px solid var(--line);font-size:12px}.portrait{width:100%;max-height:650px;object-fit:cover}.formgrid{display:grid;grid-template-columns:1fr 1fr;gap:17px}label{display:block;font-size:12px;font-weight:600}input,select,textarea{display:block;width:100%;margin:7px 0 18px;padding:12px;background:white;border:1px solid #b7b5ad;border-radius:0;color:var(--ink)}textarea{min-height:130px}.full{grid-column:1/-1}.fineprint{font-size:11px;color:var(--muted)}table{border-collapse:collapse;width:100%;font-size:13px}th,td{text-align:left;border-bottom:1px solid var(--line);padding:13px 10px}th{background:#ede8de}.skip{position:absolute;left:-9999px}.skip:focus{left:20px;top:20px;background:white;padding:15px;z-index:20}.empty{padding:50px;text-align:center}
@media(min-width:1500px){.wrap{max-width:1390px}.hero-photo{min-height:690px}}@media(max-width:1050px){.wrap{padding:0 28px}.nav{gap:14px;font-size:11px}.brand{min-width:190px}.brandname{font-size:20px}.hero-copy{padding-right:20px}.hero-photo{margin-left:10px}.split{gap:40px}.detail-layout{gap:35px}}@media(max-width:850px){.header .wrap{min-height:85px}.menu{display:block}.nav{display:none;position:absolute;top:85px;left:0;right:0;background:var(--cream);padding:24px 28px;flex-direction:column;align-items:flex-start;box-shadow:0 15px 20px #161d3212;font-size:15px}.nav.open{display:flex}.hero{grid-template-columns:1fr}.hero-copy{padding:50px 0 20px}.hero h1{max-width:650px}.hero-photo{margin:0 0 30px;min-height:570px}.hero-photo img{object-position:center 25%}.trustbar .wrap{flex-wrap:wrap;justify-content:center;text-align:center}.section{padding:60px 0}.section-head,.split,.detail-layout{display:block}.section-head p{margin-top:25px;max-width:600px}.grid{grid-template-columns:1fr 1fr}.agency-art,.workshop-note{margin-top:35px}.aside{position:static;margin-top:35px}.footer-grid{grid-template-columns:1fr 1fr}.quote-grid{gap:35px}.split .portrait{margin-bottom:35px;max-height:550px}.page-hero{padding:45px 0}.footer-bottom{display:block}}@media(max-width:540px){.wrap{padding:0 22px}.topline{font-size:9px}.hero h1{font-size:46px}.hero-photo{min-height:480px}.hero-foot{gap:12px;flex-wrap:wrap}.photo-label{left:12px;right:12px;padding:16px}.photo-label span:last-child{font-size:15px}.grid,.quote-grid,.steps,.formgrid{grid-template-columns:1fr}.full{grid-column:auto}.card{padding:26px}.section-head h2{font-size:35px}.footer-grid{grid-template-columns:1fr}.footer{padding-top:40px}.workshop-note{padding:28px}.buttons .btn{width:100%}.page-hero h1{font-size:43px}table{font-size:11px}.quote-grid .quote+ .quote{margin-top:20px}}
/* Original photographs remain uncropped so people, awards and slide text stay visible. */
.media-grid,.video-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px;margin:32px 0}.evidence{margin:0;min-width:0}.evidence img{display:block;width:100%;height:380px;object-fit:contain;background:#eeeae3}.evidence figcaption{font-size:13px;line-height:1.6;margin-top:12px;color:var(--muted)}.awards .evidence img{height:300px}.faith-video{display:block;width:100%;max-width:800px;max-height:500px;margin:24px 0;background:#151c30}.detail-layout .grid{grid-template-columns:repeat(2,minmax(0,1fr))}@media(max-width:650px){.media-grid,.video-grid,.detail-layout .grid{grid-template-columns:1fr}.evidence img{height:auto;max-height:520px}}
.video-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:30px;margin:28px 0}.video-card{min-width:0}.video-slot{aspect-ratio:16/9;background:#161d32;overflow:hidden}.video-slot iframe{width:100%;height:100%;border:0}.video-play{position:relative;width:100%;height:100%;padding:0;border:0;background:#161d32;cursor:pointer;color:white}.video-play img{width:100%;height:100%;object-fit:cover}.video-play span{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);background:#161d32ed;border:1px solid #c8aa7d;padding:12px 22px;white-space:nowrap}.video-play:focus-visible{outline:4px solid #c8aa7d;outline-offset:-4px}.video-card p{font-size:16px}.video-card h3{font-size:25px}@media(max-width:800px){.video-grid{grid-template-columns:1fr}}
.video-grid{align-items:stretch}.video-card{display:flex;flex-direction:column}.video-card .video-slot{margin-top:auto}.video-card .fineprint{margin-top:12px}.section+.section{padding-top:68px}.photo-hero .evidence{align-self:center}.photo-hero .evidence img{object-position:center}
@media(max-width:800px){.section{padding:66px 0}.section+.section{padding-top:52px}.video-card+.video-card{margin-top:8px}}
/* Photographs sit beside the existing page introduction, rather than creating another directory. */
.photo-hero{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:48px;align-items:center}.photo-hero-copy{min-width:0}.photo-hero .evidence img{height:440px;background:transparent}.photo-hero .evidence figcaption{max-width:420px}.origin-photos .evidence img{height:280px}@media(max-width:800px){.photo-hero{grid-template-columns:1fr;gap:28px}.photo-hero .evidence img{height:auto;max-height:430px;width:100%;object-fit:contain}}
.dime-layout{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);gap:42px;margin-top:35px;align-items:start}.field-help{display:block;font-size:13px;font-weight:400;line-height:1.6;color:var(--muted);margin:8px 0 20px}.fixed-assumption{display:flex;flex-direction:column;gap:8px;padding:20px;background:#eee7da}.fixed-assumption strong{font:30px Georgia}.fixed-assumption span{font-size:13px}.dime-result{padding:30px;background:var(--navy);color:white;position:sticky;top:110px}.dime-result .eyebrow{color:var(--gold)}.dime-result .fineprint{color:#ddd5c9}.dime-total{display:block;font:clamp(32px,4vw,49px) Georgia;color:var(--gold);overflow-wrap:anywhere;margin:15px 0}.dime-gap{display:block;font:32px Georgia;margin-bottom:16px}.dime-breakdown{margin:20px 0 30px}.dime-breakdown div{display:flex;justify-content:space-between;gap:16px;border-bottom:1px solid #ffffff30;padding:10px 0}.dime-breakdown dt{font-size:14px}.dime-breakdown dd{margin:0;white-space:nowrap}.dime-result .btn{width:100%;margin-bottom:16px}.dime-result .outline{color:white;border-color:#c8aa7d}.dime-result textarea{width:100%;height:200px}.dime-result h3{font-size:24px}.dime-result p{font-size:14px}#dime{scroll-margin-top:110px}#dime-education label{display:block;margin-bottom:18px}.faq h2{margin-bottom:24px}[hidden]{display:none!important}@media(max-width:800px){.dime-layout{grid-template-columns:1fr}.dime-result{position:static}.dime-layout .formgrid{grid-template-columns:1fr}.dime-layout .full{grid-column:auto}}
/* Final visitor-experience rhythm: tighter transitions, compact supporting sections,
   and consistent CTA/video alignment across desktop and mobile. */
.section{padding:72px 0}
.section:not(.tint):not(.dark)+.section:not(.tint):not(.dark){padding-top:0}
.section.compact-section{padding:38px 0}
.body-copy>h2:first-child{margin-top:0}
.cta-band{padding:64px 30px}
.video-card{height:100%}
.unsure-link{font-size:14px;color:var(--muted);margin:-8px 0 18px}
.unsure-link a{color:var(--navy);font-weight:700;border-bottom:1px solid var(--gold);padding-bottom:3px}
.unsure-link a:hover{color:#946d3e}
@media(max-width:800px){
  .section{padding:56px 0}
  .section:not(.tint):not(.dark)+.section:not(.tint):not(.dark){padding-top:0}
  .section.compact-section{padding:30px 0}
  .cta-band{padding:52px 22px}
}

/* Clean shield mark: transparent backdrop and uncropped proportions. */
.brandmark{width:46px;height:58px;object-fit:contain;object-position:center;flex-shrink:0;background:transparent}
@media(max-width:600px){.brandmark{width:36px;height:45px}.brand{gap:10px}}

/* Visual audit: single video */
.video-grid:has(>.video-card:only-child){grid-template-columns:minmax(0,1fr);max-width:800px;margin-left:auto;margin-right:auto}
.retirement-close .fineprint{font-size:13px;max-width:650px;margin:20px auto 0}

/* Visual audit: detail spacing */
.video-grid:has(>.video-card:only-child){grid-template-columns:minmax(0,1fr);max-width:800px;margin-left:auto;margin-right:auto}
.service-detail main>.section{padding-top:44px;padding-bottom:44px}
.service-detail main>.section+.section{padding-top:32px}
@media(max-width:650px){.service-detail main>.section{padding-top:28px;padding-bottom:28px}.service-detail main>.section+.section{padding-top:24px}}
.retirement-close .fineprint{font-size:13px;max-width:650px;margin:20px auto 0}
